레이블이 How Financial Aid Works인 게시물을 표시합니다. 모든 게시물 표시
레이블이 How Financial Aid Works인 게시물을 표시합니다. 모든 게시물 표시

2013년 11월 23일 토요일

About 'aid college'|Ten questions to ask about college financial aid







About 'aid college'|Ten questions to ask about college financial aid








It's               the               last               week               of               summer.

If               you've               read               my               guide               to               the               pre-college               summer,               you'll               know               all               about               the               importance               of               money,               and               you'll               have               a               good               amount               handy.

If               not,               take               some               time               to               collect               cans               and               change               from               the               couch;               you'll               need               it.

Aside               from               gathering               in               money,               take               these               last               few               days               before               you               leave               for               college               to               go               over               everything               two,               three,               or               four               more               times.

Did               you               pack               enough               underwear?

Deodorant?

Said               your               goodbyes               to               friends               and               family?

Hopefully               you'll               have               everything               taken               care               of,               and               can               have               a               few               days               before               you               go               just               to               relax,               by               yourself.

The               freshmen               move-in               day               can               be               a               stressful               time,               but               hopefully               this               quick               guide               will               give               you               a               handle               on               what               to               do               and               how               to               do               it,               leaving               you               ready               for               your               first               year               of               college.

The               first               thing               to               know               about               move-in               day               is               that               you               should               definitely               get               to               your               college               as               early               as               possible.

If               you               live               close               to               your               new               school,               this               won't               be               much               of               a               problem;               if               you               live               far               away,               it               could               be.

Plan               accordingly,               and               be               sure               to               get               up               in               time               so               you               can               shower               and               primp.

First               impressions               really               are               the               most               important,               and               you               certainly               don't               want               your               roommate,               neighbor,               or,               worse,               that               cute               girl               or               boy               down               the               hall               to               think               of               you               as               a               dirty               slob.

Dress               nice,               smell               nice,               and               be               nice.
               Another               thing               to               leave               plenty               of               time               for               is               packing.

As               a               college               freshman,               you'll               almost               certainly               have               packed               too               much,               and               it               will               take               a               considerable               amount               of               time               and               effort               to               fit               everything               into               your               vehicle.

Trucks               and               vans               are               the               best               vehicles               of               choice               (full-sized,               of               course,               not               those               wimpy               minis),               but,               even               if               you               have               a               large               vehicle,               it               would               be               wise               to               pack               up               everything               you               won't               need               for               the               morning               the               night               before.

That               way,               you               can               be               on               the               road               as               quick               as               possible.
               Being               on               the               road               to               the               move-in               day               can               be               stressful               in               and               of               itself.

It's               smart               to               bring               as               many               helping               hands               as               possible,               including               both               parents.

You'll               need               and               want               assistance               getting               your               bags               and               boxes               to               your               room,               and               the               job               goes               much               faster               with               more               people.

However,               having               more               people               in               the               car               means               having               more               people               to               deal               with,               and               usually               the               last               thing               you               want               to               worry               about               is               questions               from               your               mom               and               dad               about               whether               or               not               you               packed               a               certain               item,               or               advice               about               not               staying               up               too               late.

So,               choose               your               travel               companions               wisely,               and,               if               it               the               trip               to               your               school               is               a               good               distance,               try               to               bring               some               type               of               entertainment,               such               as               a               book               you               can               bury               your               nose               in               to               avoid               awkward               conversation.
               This               is               a               good               time               to               talk               about               nervousness.

It's               perfectly               natural               to               feel               a               little               nervous               on               your               first               day;               it's               even               natural               to               feel               extremely               nervous.

The               trick               is               to               not               focus               on               the               nervousness,               but               try               to               keep               your               mind               busy               with               other               things,               such               as               reading,               or               planning               where               you're               going               to               put               your               stuff               in               your               room,               or               going               over               your               packing               list               in               your               head.

If               you               can               keep               your               mind               occupied,               you'll               have               less               time               to               think               about               being               nervous,               and               it               will               make               the               trip               and               the               day               that               much               easier.
               Alright,               the               trip               is               over,               and               you're               finally               at               school.

Hopefully               you've               visited               your               school's               campus               at               least               once,               and               know               your               general               way               to               your               dorm               hall;               if               not,               you               could               be               in               for               a               lot               of               wandering               around,               depending               on               the               size               of               the               school.

Once               you               find               your               way               to               your               future               home               for               the               next               nine               months,               there'll               be               a               number               of               things               you'll               have               to               do               before               you               can               really               start               moving               in.

First,               find               the               sign-in               area;               it               may               be               a               desk,               or               a               table,               or               just               a               clipboard,               but               it               will               probably               be               evident               by               current               students               standing               around               it               in               bright               t-shirts.

(It's               pretty               standard               for               schools               to               welcome               freshmen               with               well-labeled               sophomores).

Sign               in,               get               your               key               and               any               other               vital               information               such               as               mail               box               number               and               mailing               address,               and               hike               yourself               up               to               your               room               immediately.
               Hopefully,               you'll               have               arrived               in               your               room               before               your               new               roommate.

This               way,               you               can               claim               which               ever               bed,               desk,               and               closet               you               want.

If               your               roommate's               already               there,               you               may               be               bumped               to               the               desk               with               the               crack               down               the               middle;               with               any               luck,               however,               you               can               arrange               a               trade               later.

Once               you've               checked               out               your               room,               start               having               your               parents               hike               stuff               up.

Also,               if               you               have               any               questions               whatsoever               about               financial               aid,               get               one               of               your               parents               to               investigate               it;               they're               generally               more               than               willing,               since               it's               usually               their               money               you're               spending.
               Whether               you               got               to               your               room               first               or               second,               you'll               invariably               have               to               deal               with               the               first               time               you               meet               your               roommate.

Hopefully,               you'll               like               this               person,               as               the               roommate               experience               can               make               or               break               your               freshman               year.

Make               sure               you               give               a               good               first               impression               (remember,               those               are               the               most               important).

Give               a               firm               handshake,               and               look               right               in               their               eyes.

Do               the               same               with               their               parents,               if               you               meet               them.

This               may               sound               odd,               but               subconsciously,               people               give               more               respect               to               those               of               us               who               shake               hands               firmly               and               seem               to               have               confidence.

Even               if               you               don't               have               confidence,               giving               the               appearance               that               you               do               can               help               you               come               out               in               top               if               there               are               ever               any               fights               between               you               and               your               roommate.
               So,               you've               met               your               roommate,               and               gotten               most               of               your               stuff               up               to               your               room               (with               the               help               of               anyone               you               brought               with               you).

Generally,               schools               give               you               a               few               hours               before               there's               any               sort               of               required               orientation               meetings,               so               you've               got               a               few               options               of               what               to               do               with               your               time.

You               could               say               goodbye               to               your               family               and               begin               setting               up               your               room               just               the               way               you               want               to;               make               your               family               take               you               out               to               lunch,               getting               what               might               be               your               last               free               meal               for               sometime;               or               say               goodbye,               and               become               the               social               butterfly,               flitting               around               rooms               introducing               yourself.
               If               you               opt               for               the               free               meal,               see               if               your               new               roommate               wants               to               come               too;               perhaps               even               invite               his               parents               along.

This               can               be               a               great               bonding               experience,               and               set               you               off               on               the               right               foot.

Even               with               this               option,               however,               you'll               eventually               have               to               say               goodbye,               and               you               want               to               do               it               right.

Don't               try               to               be               the               tough               guy;               go               ahead               and               hug               your               mom               and               dad,               and               tell               them               you               love               them.

You               may               be               an               adult               now,               but               they're               still               your               parents,               and               they               certainly               want               to               know               you               appreciate               them               and               all               the               help               they've               given               you.

(This               is               making               the               assumption               that               they               have               given               you               help               -               if               not,               tell               them               to               hit               the               road).

Now               that               your               parents               are               gone,               it's               time               to               settle               in               to               your               new               home.
               You               certainly               can               choose               to               wander               around               your               hall               first               and               introduce               yourself               to               people,               but               this               tends               to               make               you               that               person               that               everyone               knows,               and               it               also               sets               you               up               as               a               really               friendly               person.

This               can               be               good               if               you're               a               girl;               boys               generally               like               the               outgoing               types.

If               you're               a               guy,               however,               this               can               be               a               bad               thing;               being               a               really               friendly               person               leads               people               to               think               of               you               as               a               friend,               and               sets               up               a               fairly               high               hurdle               to               cross               if               you               want               to               move               a               relationship               to               something               that's               more               than               just               friendship.

The               best               way               to               get               to               know               people,               then,               is               to               take               some               time               to               set               up               your               room,               but               leave               your               door               open,               so               your               neighbors               can               come               say               hi               to               you.

(This               will               also               make               you               a               little               more               mysterious,               which               never               hurts).
               Setting               up               your               room               is               a               very               important               part               of               the               move-in               day,               and               it               can               take               a               while               to               get               everything               just               right.

Hopefully               you'll               have               brought               some               of               your               favorite               posters               and               bric-a-brac               from               home,               and               can               decorate               your               room               in               a               manner               that               makes               it               feel               comfortable.

This               is               very               important,               as               an               uncomfortable               room               can               lead               to               home-sickness               and               a               general               feeling               of               depression               later               on.

Of               course,               if               your               roommate               is               vastly               different               than               you               are,               it               may               be               hard               to               set               up               the               room               just               the               way               you               want;               your               Star               Wars               poster               may               clash               horribly               with               his               or               her               Marilyn               Manson               poster;               if               this               is               the               case,               try               to               work               out               an               agreement               where               you               get               a               certain               portion               of               the               room               and               they               get               a               separate               one.
               Aside               from               posters               and               trinkets,               make               sure               to               get               your               clothing               organized               in               a               way               that               makes               sense               to               you.

Making               your               new               room               feel               like               home               is               of               the               utmost               importance,               and               having               your               clothes               in               a               familiar               set-up               helps               a               lot.

There               are               certain               restrictions               to               this,               clearly:               you               can't               simply               scatter               your               clothes               over               the               room,               as               it               wouldn't               be               considerate               to               your               roommate.

Use               the               spare               time               you               have               to               get               everything               sorted               away               just               as               you               want               it.
               Also               take               some               time               to               make               your               bed,               and,               decide               how               the               beds               in               the               room               should               be               arranged.

Sometimes               its               an               option               to               bunk               the               beds,               and               sometimes               you               can               get               lofts               for               the               beds,               so               you               can               put               things               underneath               them.

Find               what               feels               comfortable               to               you,               and               go               with               it.
               Another               important               thing               to               set               up               quickly               is               your               computer.

Get               it               plugged               in               and               connected               to               the               school               network               as               fast               as               possible,               as               email               is               usually               the               school's               way               of               communicating               with               you;               this               includes               necessary               information,               such               as               where               to               go               for               certain               meetings,               classes,               and               other               things.

Most               dorms               will               provide               instructions               for               getting               connected               to               the               network,               so               follow               them               carefully.
               Now,               as               you're               setting               up               your               room,               you               may               find               that               you've               forgotten               a               few               things.

Maybe               you               left               your               alarm               clock               at               home,               or               you               need               a               few               extra               power               strips,               or               you               don't               have               a               good               desk               chair.

Most               schools               will               have               all               these               essentials               for               sale               at               their               book               store,               but               be               warned:               if               you               buy               them               at               the               school               store,               they'll               almost               certainly               be               over-priced.

It's               not               unusual               to               find               things               at               school               stores               selling               for               two               or               even               three               times               what               they're               worth.

If               you               need               something               small,               or,               if               it's               extremely               important,               you               should               buy               it,               but,               if               what               you               need               isn't               absolutely               necessary,               it's               best               to               wait               until               you               go               to               a               department               store               of               some               kind,               where               the               item               is               sure               to               be               much,               much               cheaper.
               Up               until               now,               this               guide               has               for               the               large               part               ignored               the               roommate               situation.

Hopefully,               you'll               have               been               in               contact               with               your               roommate               over               the               summer               (see               my               guide               to               the               pre-college               summer               for               more               on               this),               and               you'll               already               have               a               sense               of               who               he               or               she               is.

It's               good               to               take               some               time               to               talk               to               your               roommate;               the               topic               isn't               necessarily               important,               as               long               as               there's               some               communication.

Good               conversation               starters               include               what               you               did               over               the               summer,               where               you're               from,               and               what               your               favorite               movies               are.

These               conversations               will               almost               certainly               help               you               and               your               roommate               to               get               to               know               each               other               better,               and               can               lead               to               a               better               relationship               between               the               two               of               you.
               While               you're               getting               to               know               your               new               roommate,               it's               important               to               get               some               guidelines               down.

Discuss               what               time               you               generally               go               to               bed;               sometimes               it's               difficult               to               get               rest               when               you               need               11               hours               of               sleep,               and               your               roommate               only               needs               4.

Try               to               work               out               an               arrangement               that               makes               both               of               you               happy.

Also               important               is               agreeing               on               guidelines               to               parties,               music,               the               opposite               sex,               and               any               illegal               actions.

For               parties,               not               everyone               agrees               on               when               it's               appropriate               to               have               large               groups               of               people               in               your               room;               for               example,               you               may               want               to               reserve               all               week-nights               for               work,               while               your               roommate               may               want               to               have               lots               of               people               over               to               watch               movies.

Try               to               figure               something               out               that               works               for               both               of               you.

For               music,               of               course               you               can               listen               to               whatever               you               want,               but               it's               generally               a               good               idea               to               make               sure               your               music               doesn't               unnecessarily               irritate               your               roommate,               and               vice-versa.

If               there's               a               serious               disagreement,               you               can               always               get               a               good               pair               of               headphones.

The               opposite               sex               talk               should               be               focused               on               when               it's               okay               for               either               of               you               to               have               someone               of               the               opposite               sex               spend               the               night,               if               ever.

Some               schools               don't               allow               this               under               any               circumstances,               while               some               schools               simply               don't               care;               try               to               determine               how               your               roommate               feels               about               it,               and               let               your               own               feelings               be               known,               so               awkward               situations               don't               crop               up               down               the               road.

(For               the               record,               having               people               of               the               opposite               sex               spend               the               night               is               generally               a               good               thing,               at               least               in               this               author's               humble               opinion).

Finally,               discuss               any               type               of               illegal               behaviors               with               your               roommate               before               a               problem               arises.

As               college               freshmen,               both               you               and               your               roommate               are               probably               under               21,               meaning               alcohol               is               illegal               for               either               of               you               to               possess;               that               doesn't               mean               it               won't               happen,               however.

Talk               to               your               roommate               about               whether               or               not               your               comfortable               with               him               or               her               having               alcohol               in               the               room,               and               listen               to               their               concerns               about               it               as               well.

Remember,               if               a               Resident               Advisor               or               police               officer               finds               alcohol               in               the               room,               and               it's               your               roommate's,               you'll               probably               be               held               responsible               as               well.

Generally,               it's               a               good               idea               just               to               lay               some               ground               rules               that               both               you               and               your               roommate               can               agree               to;               this               should               help               to               ensure               a               smooth               year.
               Now               that               you               have               your               room               set               up,               (if               you               don't,               don't               worry               -               this               process               can               take               a               few               weeks               to               complete,               and               you'll               probably               be               re-arranging               things               for               at               least               that               long               to               find               the               most               comfortable               set-up),               and               you've               gotten               to               know               your               roommate               a               little               better,               (again,               don't               worry               if               you're               not               best               friends               right               off               the               bat               -               it               can               take               time),               you               can               focus               on               getting               to               know               your               neighbors.

As               suggested               earlier,               you               don't               necessarily               want               to               appear               over-friendly,               but               you               also               don't               want               to               seem               stand-offish;               offer               to               help               people               move               there               stuff               in,               if               they're               arriving               later               than               you               (especially               if               they're               cute),               and               wander               around,               looking               for               possible               future               friends.

Once               again,               first               impressions               are               the               most               important,               so               remember               to               smile               a               fair               amount               -               it's               a               general               fact               that               the               sour-faced               sad               kid               isn't               invited               to               many               social               gatherings.
               After               a               few               hours,               you'll               probably               have               to               attend               some               type               of               orientation               meeting.

This               meeting               could               be               geared               towards               your               floor               or               towards               freshmen               in               general,               and               it               will               vary               school               to               school.

Try               to               find               someone               you               can               attend               these               meetings               with;               your               roommate               is               an               excellent               start,               but               if               you'd               rather               go               with               that               really               cute               person               down               the               hall,               do               so.

Pay               attention               at               these               meetings,               since               they               usually               give               vital               information,               such               as               where               to               go               for               computer               help,               how               to               get               into               your               mailbox,               or               where               to               find               food.

Also,               many               of               these               meetings               will               have               some               sort               of               free               food,               so               it's               a               good               idea               to               go               and               stock               up,               (small               plastic               baggies               can               be               very               useful               here,               especially               if               the               food               offered               is               cookies               or               brownies).
               After               the               orientation               meetings,               it               will               probably               be               time               for               dinner.

Find               a               group               of               people               on               your               hall               to               go               with,               and               use               the               time               to               get               to               know               them               better.

These               people               will               be               your               neighbors               for               the               next               nine               months,               so               its               important               you               start               bonding               with               them.

After               dinner,               your               school               may               or               may               not               put               on               some               sort               of               entertainment               event;               one               popular               choice               seems               to               be               a               magician               or               hypnotist.

These               can               be               fun,               are               always               good               for               more               bonding,               and               should               generally               be               attended.

If               your               school's               cheap,               however,               take               the               after-dinner               time               to               either               finish               setting               up               your               room,               or               getting               to               know               people               better               on               your               hall.
               Well,               this               pretty               much               brings               you               to               the               end               of               the               freshmen               move-in               day.

Most               colleges               give               freshmen               a               whole               weekend               to               get               acquainted               with               the               school,               so               take               the               next               few               days               to               walk               around               and               check               out               the               campus.

Print               out               your               class               schedule               and               try               to               find               all               the               buildings               your               classes               will               be               held               in;               shop               around               for               the               best               food               outlet;               or               check               out               the               town,               seeing               what               it               has               to               offer.

Again,               use               these               opportunities               to               make               friends;               going               into               the               downtown               area               (if               your               school               has               one)               is               much               more               fulfilling               if               you               do               it               in               a               group.

Hopefully               this               guide               helped               you               get               through               one               of               the               most               stressful               days               of               your               college               career,               and               put               on               you               on               the               road               to               a               successful               first               year.

Good               luck,               and               don't               forget               to               have               fun!






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